I've been using a KYTAC "Burk" as my full time carry holster for 2 weeks.
We had David modify this one a tad. He put the belt clip on a slight can't so I could carry at the 3 o'clock position.
It tucks very well.... And I've had no trouble hiding a j frame with large Houge grips under my usual clothing.
If the clip was a problem, I'd just clip a cell phone case to cover it. But no one has questioned it.
Retention is very good. The grips ride just high enough to grasp effectively and I don't feel the pistol trying to tip... A problem with some belt holsters an snub nosed guns.